Max Draper is a finance professional with commercial banking experience underwriting owner-occupied real estate, syndications, ABL, leveraged, and subscription lines, ranging from $10MM-$100MM. He has received formal advanced credit training and can develop financial models, cash-flow analysis, scenario analysis, and financial statement sensitivity analysis. Max has been responsible for working with relationship managers to formulate credit structure, evaluate macro-economic risks, and present credit recommendations to administration.
Representative Experience
Served as a financial advisor for a $30MM outdoor sports equipment and archery distributor. Responsible for building a dynamic 3-statement model forecast to be used for strategic decision making and financial planning. The model integrated mechanisms to track KPI outputs, working capital trends, and covenant measurements.
Served on the turnaround team for a $300MM top-line seafood processor and distributor. Provided cash flow management, short-term financial projections, A/P process implementation, and enhanced analytics.
Underwrote a $30MM subscription-line facility for a real estate investment fund, which was governed by a borrowing base centered around committed capital from 115 different investors. Performed credit evaluation on each investor ranging from major pension funds to high-net-worth individuals.
Underwrote a $125MM term loan commitment as part of a global $700MM facility to major airline lessor with over $1B in revenue and $950MM in EBITDA. The company operates as a subsidiary of a major conglomerate based in Tokyo and leases aircrafts worldwide.
Underwrote a $10MM working capital LOC to full scale kitchen and laundry installation and design company. The private equity-backed company’s debt structure consisted of $30MM senior debt and $20MM sub-debt, operating at 3.25x leverage. The line of credit was given to support working capital and additional liquidity for acquisitions.
Served on the underwriting team for a private equity conglomerate who owns and operates concrete/ready-mix companies throughout the Western U.S. Underwrote owner-user real estate facilities for company’s major sites, with supporting lines of credit and equipment financing.
